Introducing 88i and a Critical Review Site: FiverrExposed.com
In today’s fast-paced digital world, 88i is making waves in Brazil’s insurance market, while platforms like FiverrExposed.com are shaking up the freelance service sector. This guide dives into both: how 88i is reshaping insurance and what FiverrExposed.com reveals about the freelance industry.
Introducing 88i, the InsurTech Powerhouse
88i—or 88i Seguradora Digital—is a Brazilian InsurTech founded in 2018 in São Paulo. It aims to revolutionize insurance using a fully digital, AI- and blockchain-powered platform offering mobile-centric solutions for gig workers, delivery riders, and digital platforms .
They were the first SUSEP‑licensed insurer focused on real‑time, on‑demand coverage for mobility, delivery, fintech, and e‑commerce partners .
Why 88i Exists
Rodrigo Ventura—CEO—launched 88i after facing challenges with traditional insurance during a motorcycle trip abroad . Their mission: “Protect what customers love and care about”, deliver insurance that’s simple, intuitive, digital, and on-demand .
They aim to lead Brazil’s digital insurance market within five years , offering affordable and transparent protection solutions to underserved gig-economy professionals.
Core Products and Target Groups
88i targets:
Mobile and device insurance (phones, tablets)
Personal accident coverage for drivers and delivery workers
Goods-in-transit and last-mile protection
Embedded insurance for fintech, e‑commerce, and ride-share ecosystems
They enable instant “on/off” policies tied to real-world events—like trips or device use—empowered by real-time data and algorithmic pricing.
Tech That Powers 88i
88i’s platform relies on:
Cloud-native microservices with AI and blockchain support
InsureMO PaaS from eBaoTech, enabling rapid API-based launches
Parametric smart contracts for real-time claim processing
Telematics and mobile data to dynamically price and activate policies
This architecture allows customer policies to activate at the moment of need, bypassing unnecessary coverage and cost.
How 88i Grew
88i’s key partnerships and funding include:
eBaoTech / InsureMO PaaS integration since 2019
DOMO Invest contributed R$ 5M in 2021 to scale technology and reach ~37,000 issued policies
Dash Investment Foundation kicked in $250K to adopt cryptocurrencies in operations
Altogether, they’ve raised ~$860K+ in seed funding .
Growth & Recognition
By mid-2021, 88i had:
Sold ~50,000 policies
Clocked ~R$¹.38M in revenue, targeting R$13M in 2022
Earned global recognition—UNICEF innovation shortlist, ITU, UNGM inclusion
They also won awards at Techstars Blockchain 88i Brazil and Finnovista Challenge, and were license-approved in 2021 .
Why 88i Stands Out
88i is transforming insurance through:
Parametric models that auto-trigger claims
Instant policy issuance via APIs
Real-time pricing using dynamic risk data
Full blockchain transparency, preventing fraud
Focused coverage for underserved segments like gig workers
This positions 88i as a pioneer in next-gen embedded protection.
Future Roadmap
Looking ahead, 88i plans to:
Expand throughout Brazil’s digital ecosystems—fintechs, super‑apps
Launch nano‑insurance—micro-policies covering seconds/minutes
Scale internationally using programmable, real-time insurance tools
Their ambition: billions protected in both web2 and web3 contexts.
Introducing FiverrExposed.com
FiverrExposed.com appears to be an independent review site offering critiques of Fiverr freelancers and experiences. Users share stories, testimonials, or exposes—positive and negative—about Fiverr gigs, quality concerns, and scam alerts. Though not widely cited, it aims to help buyers make smarter decisions.
Content and Value of the Site
Key features likely include:
User-contributed reviews exposing Fiverr sellers
Red flag alerts for overpriced, late, or low-quality gigs
Tips and warnings on navigating Fiverr’s marketplace
Sites like this spotlight potential fraud risks and promote transparency in freelancer hiring.
Benefits and Drawbacks
Such platforms:
Provide crowdsourced warnings and experiences
Encourage accountability among freelancers
Help buyers avoid scams, compare services, and plan wisely
But challenges include verification issues, biased content, and potential defamation if not managed properly.
Comparing 88i & FiverrExposed
Aspect 88i FiverrExposed.com
Sector InsurTech Freelance marketplace
Model Embedded insurance E‑commerce reviews
Tech Used Blockchain, AI Web publishing
Purpose Protect users Inform and caution users
Impact Enabled instant mobile protection Aims to prevent buyer regret
While 88i offers new tools for protection, FiverrExposed.com focuses on transparency in freelance hiring.
Final Thoughts
In summary:
88i is reshaping Brazil's insurance industry via embedded, tech-driven, just-in-time coverage
FiverrExposed.com represents a growing trend of watchdog platforms warning freelance clients
Together, they highlight how technology and transparency are reshaping service industries—from protecting gig workers to vetting online talent.